Buyer due diligence · UK dealers & galleries

Screen the buyer before the sale completes.

Since 2020 the money-laundering rules apply to the art trade directly: on any sale of €10,000 or more — a single work or a linked series — you must verify the buyer and keep the record. ArtGuard makes it a two-minute formality your collector does on their own phone, screens them against that day's sanctions and PEP lists, and files the evidence HMRC asks for. £39 a month, the whole gallery on one account.

Start free — 15 checks on us See pricing First month free · no card to start
£39/mo + VATFlat — 15 checks included
~2 minOn the buyer's own phone
UnlimitedSeats — the whole gallery
5 yearsEvidence retention, locked
Why it isn't finance-shaped

Built for the trade, not ported from a bank.

Most identity tools are built for banks and feel like it — forms, portals, a photocopier behind the desk. We built the engine ourselves: the sanctions and PEP lists are published by HM Treasury (OFSI), the FCDO, OFAC and the UN — we ingest them daily into our own screening infrastructure, and the biometric face-match runs on our own servers. It already verifies real buyers every day. So a check is one link, the collector's phone, and a tidy evidence file — and it costs you a flat rate, not a per-check meter.

4
Sanctions & PEP list sources — OFSI, FCDO, OFAC, UN — refreshed every day, with freshness checks that stop a stale list producing a "clear"
Passport chip
The collector taps their passport on their own phone — the same chip the airport e-gates read — matched to a live selfie on our servers
5-year
Evidence storage with a retention lock — the file that answers HMRC's "show me the CDD" can't be quietly edited or deleted
Daily
Production use — the same engine screens regulated clients under the money-laundering regulations today
How a check works

One link. Two minutes. A file you can show HMRC.

01

Send the link

Add the buyer's name and mobile — they get a secure link that opens on any phone, from the gallery. No app to install, no forms at the desk.

02

They verify

The buyer lays their passport against the phone — it reads the chip inside — and takes a short selfie. Under two minutes, done wherever they are.

03

We screen

Biometric match between chip and selfie, plus sanctions & PEP screening against that day's lists. Anything doubtful is flagged for your review — never silently cleared.

04

You file

A dated evidence file per buyer: the identity result, the screening outcome and the list versions used. It stays on your account under a five-year lock.

No photocopier behind the desk, nothing loose for the gallery to store — the collector gets back to the picture, and you keep the record.

See how the CDD engine works, end to end →

What's included

Everything in the flat price.

Identity

Biometric buyer verification

Passport-chip read with a server-side face match against a live selfie — stronger evidence than a database ping, and far kinder at the desk than asking for a photocopy. You hold the document read and the match.

Screening

Sanctions & PEP screening

Every buyer screened against the OFSI consolidated list, FCDO, OFAC and UN lists as they stood that day — with the list versions recorded in the evidence, and doubtful matches escalated for your review.

Ongoing

Scheduled monitoring

Re-screen a returning collector on a schedule you set. Every run is logged whether or not anything changed, and a new sanctions match alerts you the same morning.

Evidence

Buyer file & audit packs

A running file per buyer, and a dated pack you can hand to an HMRC inspector: what was checked, against which lists, with what result — under a five-year retention lock.

Entities

Company & ownership checks

Buying through a company or a trust? Company screening with beneficial-ownership capture, so the people behind the entity get screened too.

The gallery

Unlimited seats

Everyone on the floor on one account, one price. No per-user charges — who runs the check should never be a licensing decision.

The rule was never the hard part. The ask was.

You've spent years earning a collector's trust, and now — at the moment of the sale — you're supposed to ask them for a passport. It can feel like an accusation, so it gets skipped, and the file stays empty, and the risk quietly becomes yours. The fix is mostly language, and then a tool that keeps the promise the language makes.

Make the check about the level of the purchase, not the person — a mark of the league they're buying in, the same league as the auction rooms. Nobody is offended by being treated as a serious collector.

"Before we complete there's a two-minute formality — the rules ask us to verify identity on purchases at this level, exactly as the auction houses do. I'll send a link to your phone; you tap your passport on it and you're done."

Words to borrow — at the desk or on the phone

"As with all sales at this level, completion includes a two-minute identity verification — link to follow separately."

The one-line version for an invoice email
Integrations

Fits how the trade already works.

A check is a link you send — from Outlook, Gmail, or wherever the conversation is happening. Nothing to install, nothing to migrate. An Artlogic connector is on the roadmap: start a check from the contact record, verdict filed back. Run Artlogic? Tell us and you'll have it first.
Outlook — works today Gmail — works today Artlogic Coming soon

Priced like a gallery tool, not a bank subscription.

The going rate

The finance-shaped per-check tools charge £5–£40 a check, plus platform fees, plus per-seat licences. For a gallery that only crosses the €10,000 line now and then, that's a meter you have to think about before every sale.

The flat alternative

ArtGuard Verify is £39 a month + VAT with 15 checks included — so you never have to weigh whether a particular sale is "worth" a check. Past 15, checks are £2.50 + VAT each; we never block one mid-sale, the counter simply keeps honest score.

See it before you pay

Your first month is free — all 15 checks, no card. Run one on yourself, tap your own passport, and see the evidence file you'd be keeping. If it isn't obviously better than what you do today, close the account in one click.

Pricing

One plan. One price.

Live

ArtGuard Verify

£39 /month + VAT
or £390/year + VAT — two months free · first month free, no card
  • 15 buyer checks a month included — £2.50 + VAT each after, never blocked
  • Passport-chip ID verification + sanctions & PEP screening
  • Scheduled ongoing monitoring with logged runs
  • Buyer files & dated audit packs, five-year retention lock
  • Company & beneficial-ownership checks for entity buyers
  • Unlimited seats — the whole gallery on one account
Start free — 15 checks on us
Prices exclude VAT. The free month is the full product, not a demo tier.

The plain-English notes, before you ask.

ArtGuard supports your judgement; it never replaces it. The decision to complete a sale — including any enhanced checks, and anything a screening result flags for review — remains yours. We give you the identity evidence, the screening result and the audit trail; the commercial call is the gallery's.

Our verification is document + biometric + screening. We read the buyer's identity document, biometrically match it to a live selfie, and screen against the sanctions and PEP lists. We do not run a source-of-funds workflow — where your money's come from is a judgement for the dealer, and we won't pretend a check settles it.

We are not your AML supervisor. ArtGuard is a tool, not a regulator: registering with HMRC for AML supervision, and your firm-wide risk assessment and policies, remain your responsibility. The screening lists we use are the official published UK, US and UN lists, refreshed daily, and every check records which versions it ran against.

Run your first 15 checks on us.

Set-up takes a few minutes — your gallery's details are usually already in our register data. Send your first verification link today and see the evidence file it produces.

Start free — 15 checks on us
First month free · no card to start · unsubscribe from everything in one click